This section will detail each of the major portions, which comprise an entire group insurance plan, its term and conditions.

By reviewing the description of each section (see table of contents), you will know the "rules of the game", you will determine which benefits are important to your client. If you are a member of the public, it will assist you in your discussions with a broker/consultant in determining your specific plan design.

As a broker/consultant you should know that regardless as to size of your group client a host of alternatives are available for each and every sub-benefit.

Please review the group specifications section of this site.

TABLE OF CONTENTS

• Definitions
• Eligibility
• Commencement of Insurance
• Termination of Insurance
• Claims
• Basic Life Insurance Benefit
• Dependent Life Insurance Benefit
• Accidental Death and Dismemberment Benefit
• Weekly Indemnity Benefit
• Long Term Disability Benefit
• Extended Health Care Benefit
• Dental Care Benefit